It can be stressful to fall behind in your rent payments. There are options available, depending on how far behind you are. It is important to prioritise rent payments over other debts as you have more limited options once you fall more than 14 days behind. You are at risk of being evicted. Here are some options […]
Categories: Can't Pay the Bills, Can’t Pay the Bills, Legal Threats, Legal Threats, Loans / Debts / Credit, Loans / Debts / Credit, Money Topics, Urgent Financial Help
Over many years, lay-buy was a popular option for people making purchases. It provided the opportunity to have an item you wanted held by a store for a small deposit and then once you paid it off you could pick up the item. The good part about this service was that if you could no longer […]
Categories: Loans / Debts / Credit, Money Topics
If you own a business that is unable to cover expenses or have been threatened with or are considering bankruptcy, it is important you seek financial and legal advice immediately. You can speak to: There are additional responsibilities depending on the structure of your business when you are unable to meet your debts. Your personal assets […]
Categories: Can't Pay the Bills, Can’t Pay the Bills, Legal Threats, Legal Threats, Loans / Debts / Credit, Loans / Debts / Credit, Money Topics, Urgent Financial Help
Natural disasters are common events in Australia’s vast climates and often include fires, floods and storms, tropical cyclones, droughts and earthquakes. Without warning, you can find yourself needing assistance and support following a natural disaster. When the government declares a state or federal emergency, a number of financial supports become available.In larger disasters, a localised […]
Categories: Natural disaster, Urgent Financial Help
What are payday loans? Payday loans provide a short term money solution for people struggling between receiving income from wages or Centrelink payments.Unfortunately these products come with very high fees and interest.You can end up paying back nearly double the amount you have borrowed and find yourself stuck in a debt cycle that is hard […]
Categories: Can't Pay the Bills, Can’t Pay the Bills, Loans / Debts / Credit, Money Topics, Urgent Financial Help
Access to gambling is everywhere: lotteries, sports events, online, pokies in hotels and clubs, newsagents, casinos, even on mobile phones. While it is advertised as fun or entertainment or as a great social activity, it is really a sophisticated business designed to extract as much money as possible out of its ‘players’. Despite the advertising, […]
Categories: Can’t Pay the Bills, Family / Personal Issues, Loans / Debts / Credit, Money Topics
Many people find themselves in financial difficulty due to problematic Gambling. While relatively few people have serious gambling addiction problems, major money issues can arise with anyone if they gamble with money they can’t afford to lose. Financial hardship due to problem gambling has detrimental effects in many areas; it can impact on relationships, social life, employment, and can lead to poor mental health. […]
Categories: Family / Personal Issues, Loans / Debts / Credit, Urgent Financial Help
TAKING CONTROL OF YOUR MONEY This course is taking control of your money. It looks ways to manage money better by keeping track of money and identifying the important things to pay first.In this course you will learn how to take control of your money by: Understanding how money is changing Thinking about how your […]
A Credit Report is a record of a person’s current and recent financial history and is held and maintained by several credit reporting agencies. If you apply for a loan or credit, lenders check your report to help determine your capacity to keep up with payments. For example, a report full of unpaid debts would […]
Categories: Family / Personal Issues, Loans / Debts / Credit, Money Topics
Setting a specific savings goal gives you something tangible to work towards, such as: “I’ll save $400 for a new TV” or “I want to pay off my $2,000 credit card debt within 12 months.” Whatever your goal, always remember that small savings over time add up to bigger savings in the long run – […]
Categories: Build Your Capability
